However, because attorneys are permitted to accept advance fees, they are in demand by some loan modification businesses. Steven C. Such a letter is issued after a licensee submits an advance fee agreement, accounting format and any advertising or promotional materials for review. Bell said when consumers who are in desperate financial straits see the word lawyer, “they somehow believe theyre going to get a higher level of care.” Feldman with the Feldman Law enter. Attorney based and attorney backed loan modification attorneys are popping up and closing down at a record pace in California. They need to know all of their options in avoiding foreclosure and/or what to expect during the foreclosure process. “It seems to be the flavour of the month” says Steven C. “If they are helping a client, engaged in providing professional services, thats within their purview,” he said. Many ex mortgage brokers want to avoid the dregs advance fee agreement while still possessing the saleability of having an attorney on staff. “If theyre accepting fees and sharing those moneys with non-lawyers, you have all the problems this ethics alert deals with.” There are several in California that are reputable and have been providing loan modification services for over a year now. Several attorneys have their name attached to multiple loan modification companies and while an attorney can be counsel for several companies this is not whats really happening. Much of this conduct violates the Rules of Professional Conduct, the alert warns.
Wu In particular, Faust has met with Illinois Senator Richard J. Dick Durbina Democrat who helped an undocumented Harvard undergraduate attain deferred action status in 2010to discuss a bipartisan bill that, if passed, could protect hundreds of thousands of undocumented young people from deportation. The Bridge Act, sponsored by Durbin and Republican Senator Lindsey O. Graham, is an updated version of the DREAM Act, an immigration reform bill that has been stalled in Congress since 2001. Faust said she has also met with Harvard alumni in the Department of Homeland Security to discuss how changes to Deferred Action for Childhood Arrivals, commonly known as DACA, could affect undocumented students . Through DACA, young immigrants temporarily receive deferred action from deportation and are eligible to work in the United States. Trump has suggested that he would repeal DACA and aim to deport millions of undocumented immigrants. Faust has been working with influential alumni in the legal world, including William F. Lee 72the Harvard Corporations senior fellowto identify Harvard-educated lawyers who may take on pro bono work helping undocumented students, she said. One action Faust will not take, though, is declaring Harvard a sanctuary campusa label some campuses have adopted to signal their dedication to helping undocumented students. At a Faculty meeting last week, Faust argued the term offers no concrete protections and may put undocumented students in greater danger. I think it kind of puts a bullseye on our students and draws attention to them in a way that is risky, without in any way enhancing the protections that are offered to them, and also may encourage retribution without commensurate gain, Faust said in the interview, pointing to a bill introduced by a Republican Representative that would crack down on universities serving as sanctuaries. Should the bill pass, campuses that refused to comply with lawful requests from federal immigration authorities would lose all federal funding. At the same time, Harvard will take a number of steps to protect undocumented students that are consistent with most definitions of a sanctuary campus. The Harvard University Police Department will not ask about the immigration status of Harvard affiliates or enforce federal immigration laws, HUPD Chief Francis D.
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During a loan mod seminar he was approached by several others, he expressed concern about potential ethical constraints, such as splitting fees with non-lawyers and soliciting clients, but “they tried to explain some easy loopholes. The Department of Real Estate reports complaints about lawyers involved in loan modification programs who act as fronts or work in-house. “If they are helping a client, engaged in providing professional services, thats within their purview,” he said. Bell said when consumers who are in desperate financial straits see the word lawyer, “they somehow believe theyre going to get a higher level of care.” “There are pro bono resources and, of course, lawyers who will help on a paid basis.”